We are not endorsed nor sponsored by any U.S. government agency

We Make Homeownership Possible For More People

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Purchase – Buy a Home

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Refinance – Get a Lower Rate

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Cashout – Consolidate Your Debt

We Make Applying For an Austin Home Loan

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What Options Do You Have?

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FHA Loans For 1st Time Buyers

You simply don’t have to put down tens of thousands of dollars or 20% to buy your dream home.

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Credit Score Requirements

USDA is commonly associated with rural America. However, for purposes of the USDA Home Loan Program, “rural” is 97% of the nation geographically.

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FHA vs. Conventional Loans

Homebuyers often pay no closing cost out of pocket because the seller can contribute, family gifts are accepted, and/or in some cases, the cost can be financed in.


Prequalification is the first step in home ownership. By completing the pre-qualification request our specialists will be able to let you know how much you can afford and what your estimated monthly payment will be. Our team will also help you identify the eligible loans areas near you.



What Our Customers Say

  • We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company was very accommodating and made us feel right at home. They made the close quick and easy, and everyone was extremely nice. Thanks for being a huge part of our future!! And have a wonderful evening.
  • Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding a home mortgage. But the best part is he truly cares and helps you every step of the way.

What Our Customers Say

  • Mr. Nicodemus, I just wanted to say “Thank you” for your help in walking me through the process of purchasing my home. I closed today and everything was great. I really appreciated your work and effort in informing me about the process and helping me to become a first-time homeowner. I pray that you have a blessed and prosperous year.